Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. At lumeriscentiq, we use various tracking technologies including cookies, web beacons, and similar tools to enhance your experience on our platform. These technologies help us understand how you interact with our services and allow us to provide personalized content that matches your entrepreneurial interests.

Think of cookies as digital bookmarks that remember your preferences and activities. When you return to lumeriscentiq.sbs, these technologies recognize you and can restore your previous settings, remember your location preferences for our Malaysia-focused content, and continue where you left off in your learning journey.

Types of Cookies We Use

lumeriscentiq employs different categories of tracking technologies, each serving specific purposes to improve your experience on our platform. Here's a breakdown of how we categorize and use these technologies:

How We Use Tracking Information

The information we collect through cookies and tracking technologies serves multiple purposes that directly benefit your experience on lumeriscentiq. We use this data to personalize your learning journey, recommend relevant entrepreneurship resources, and optimize our platform's performance for users in Malaysia and beyond.

Specifically, we analyze user behavior patterns to understand which sections of our financial education content are most engaging, which learning paths our users prefer, and how we can improve navigation and content discovery. This information helps us continuously refine our platform to better serve entrepreneurs at different stages of their journey.

We also use tracking data to maintain security, prevent fraud, and ensure compliance with financial regulations. This includes monitoring for suspicious activity, protecting user accounts, and maintaining the integrity of our learning management system.

Data Retention and Storage

Different types of tracking data are retained for varying periods based on their purpose and legal requirements. Here's our retention schedule:

Managing Your Cookie Preferences

You have control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies or alert you when cookies are being sent. However, please note that disabling certain cookies may affect your ability to use some features of our website.

Additionally, you can opt out of interest-based advertising by visiting industry preference management tools or adjusting your device's advertising settings. For mobile devices, you can reset your advertising identifier or enable "Limit Ad Tracking" options in your device settings.

Third-Party Cookies and Services

lumeriscentiq works with trusted third-party service providers who may place cookies on your device when you visit our website. These partners help us deliver essential services such as analytics, payment processing, and content delivery. Each third-party service has its own privacy policy governing how they collect and use your information.

We carefully vet all third-party partners to ensure they meet our standards for data protection and user privacy. However, we encourage you to review the privacy policies of these services to understand their data practices. We regularly audit our third-party relationships to ensure compliance with current privacy regulations and best practices.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through our website or other communication channels. We encourage you to review this policy periodically to stay informed about how we protect your privacy.

The most current version of this policy will always be available on our website, and we'll include the date of the last update at the top of this page. Your continued use of our services after any changes indicates your acceptance of the updated policy.